Digital Banking and Treasury Management

ABOC Link

ABOC Link is an easy-to-use, feature-rich, internet business banking system. It increases efficiencies with timely reporting while delivering and retaining valuable account and transaction information. Whether you are in or out of the office, the system allows you to actively manage your organization’s cash position, funding needs and payment execution. ABOC Link delivers intuitive site navigation and a comprehensive set of banking services, while maintaining a high level of security.

CONTACT YOUR ABOC ACCOUNT OFFICER TODAY TO LEARN MORE

Mobile Banking

Take ABOC Link with you by using our business mobile banking solution – ABOC Link Mobile. Bank anywhere, at any time, with a mobile device of your choice. We realize that you need to be able to conduct business and make key decisions, regardless of your location, which is why we developed the ability for our business customers to bank on the go.

CONTACT YOUR ABOC ACCOUNT OFFICER TODAY TO LEARN MOREMobile Banking Terms and Conditions

Bill Pay

Set up a payee for one-time or recurring bill payments, with an easy-to-use bill pay service, available within ABOC Link.

ACH Payments

Pay your employees and vendors with this convenient electronic payment solution. Schedule your payments via ABOC Link using a provided template, or transmit ACH payment files to ABOC using our Secured File Transfer Protocol (SFTP) service.

Wire Transfers

Wire transfers are the fastest way to move funds between financial institutions. The ABOC wire transfer service allows you to send electronic payments in U.S. dollars to either domestic or international recipients.

Check Positive Pay

With check positive pay, you mitigate the risk of check fraud on your bank account. Each business day, we will compare your issued check numbers and dollar amounts to all checks clearing your account to ensure all items are authorized. If we identify a check as suspicious, you act as decision maker, communicating a pay or return decision.

ACH Positive Pay

With ACH positive pay, you have the ability to identify vendors that can debit your account electronically. Set up blocks, and communicate with us on all exception items.

Electronic Lockbox

We provide a secure, web-based service for online collection of ACH and card payments. Electronic Lockbox offers many of the same benefits of a traditional paper-based lockbox, with the advantage of an easy-to-use online payment portal for your employees and customers.

Traditional Lockbox

With a Lockbox account, you can accelerate collection and deposit of inbound consumer (Retail) and business (Wholesale) check payments, including remittance documents, giving you faster funds availability through reduced processing time and mail float. Take advantage of the Bank’s postal service relationship, as well as same-day processing and deposits. We convert your receivables to available funds more quickly than having the checks sent to your location for processing.

Lockbox Plus

Gain online access to your daily and historical deposit information, including images of checks, envelopes, and remittance documents.

Simplified Single Payment

A service that lets contractors and business partners make a single check payment to be broken out by us for credit to various accounts (e.g., pension, health & welfare, legal, education, etc.).