Amalgamated Bank of Chicago understands the importance of personal banking. Whether you are saving for the future or opening your first loan, we are your loyal, trusted banking partner. We can help you to determine which of our comprehensive personal banking solutions is right for you.
We make it easy to choose the right checking account.
Learn More About Personal Accounts
Checking
Economy Checking
- $100 initial minimum deposit
- The first 18 transactions (check, deposit, or withdrawal) for each statement cycle have no service fee
- Afterward, a $.40 service fee will be assessed for each transaction (with the exception of transactions at an Amalgamated Bank of Chicago, Star® or MoneyPass ATM, which have no fee)
- Copies of check images upon request (for a fee)
- Complimentary first order of basic duplicate checks
- Fees are assessed for check printing and endorsement stamps (fees vary depending on style)
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Regular Checking
- $800 initial minimum deposit
- Unlimited deposits and withdrawals
- No service fee for transactions at Amalgamated Bank of Chicago, Star® or MoneyPass ATM
- Images of canceled checks returned with statements
- No fee for check imaging
- A $12 service charge will be applied for each month in which the balance on any day falls below $800 and average monthly balance falls below $2,000
- Fees are assessed for check printing and endorsement stamps (fees vary depending on style)
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Checking Plus
- $1,000 initial minimum deposit
- Unlimited deposits and withdrawals
- No service fee for transactions at Amalgamated Bank of Chicago, Star® or MoneyPass ATM
- Earn interest on your balance *
- Images of canceled checks returned with statements
- No fee for check imaging
- A $12 service charge will be applied for each month in which the balance on any day falls below $1,000 and average monthly balance falls below $2,500
- Fees are assessed for check printing and endorsement stamps (fees vary depending on style)
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* Floating market rate paid monthly. The daily balance method is used to calculate the interest on the account. If the daily balance on any day falls below $1,000, no interest will accrue that day. If the account closes before the end of the statement cycle, no interest will be paid for that cycle.
Personal Checking Comparison Chart
Product Feature
| Economy Checking | Regular Checking | Checking + |
Minimum initial deposit |
$100
|
$800 |
$1,000 |
Minimum balance requirement |
No
|
Yes** |
Yes** |
Interest-bearing |
No |
No |
Yes |
Returned check images |
Upon request (for a fee) |
Yes |
Yes |
AmalgaMoney Debit Card |
Yes
|
Yes |
Yes |
Transaction fee |
Yes ($.40 per transaction after the first 18 transactions in the statement cycle) |
No |
No |
Check imaging fee |
Yes |
No |
No |
Check printing fee
|
Yes |
Yes |
Yes |
** Regular Checking: A $12 service fee will be charged for each month in which your daily balance drops below $800, and average monthly balance drops below $2,000; Checking+: A $12 service fee will be charged for each month in which your daily balance drops below $1,000 and your average monthly balance drops below $2,500.
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